Bad Breath or Bad Breadth?
Bad breadth or over consolidation occurs when a few companies in your portfolio start to amount to more than 5% of your holdings.
Calling out Corporate Bonds and Getting Your Ladder on the Right Wall
Having different maturities for your bonds is called laddering and you can’t ladder anything in a bond fund.
Between the Tortoise and the Hare
The common issues our pre-retirees and retirees face are how they have saved and learning how to spend.
Whistling Past the Graveyard: Those last few years before you retire.
The Social Security check is still a pension, but it covers only the most basic of needs for most.
The Benefits of a Dividend
“The dividend from an investment can keep you warm while you wait for the stock price to rise.”
Taxes and the Challenge with Mutual Funds
If an investor owns a Mutual Fund or an ETF they can be forced to pay taxes even when they didn’t sell and even if the performance of the fund is negative for the year.