Helping Our Children and Grandchildren Save
Our focus is on how these accounts can benefit you and your family, and to put it in proper context, we conducted a full review of all tax-advantaged accounts.
Don’t Forget Your Contingent Beneficiaries
Each fall we remind clients to review their retirement account beneficiaries—and their contingent beneficiaries. If you have a friend who handles the investments by themselves, you could forward this reminder to them, and they can call us with any questions.
The Juice is Worth the Squeeze
The result looks less like diversification and more like concentrated orange juice. And who drinks concentrated orange juice?
What Was Warren Buffet’s Biggest Mistake? What Was Mr. Buffet’s Greatest Advantage?
Mr. Buffett has spoken openly about the error in his ways.
Diversified? What is it?
One of our main goals with our client communication is to educate and to reassure. We seek to elicit a sense of steadiness and calmness amidst tumultuous times.
The New Inherited IRA Rules Are Now Final
The person who inherits an IRA will have 10 years to distribute it, and the distributions will be taxed as income.
Hey DLK…What Are We Going to Do About…
Many of our clients have made the leap from working and saving to playing and spending. The nest egg they have created needs to literally last them a lifetime. What do we do if there is a recession?
IRA Rules: The Ten-Year Inherited IRA Trap
There is a 10-year mandatory drawdown for inherited IRA’s. Here are a couple of ideas.
Whistling Past the Graveyard: Those last few years before you retire.
The Social Security check is still a pension, but it covers only the most basic of needs for most.
In retirement you spend dollars not percentages
This makes it very hard for them to say how much in dollars that a company is up or down over a period of time. So they speak in percentages...