Diversified? What is it?
One of our main goals with our client communication is to educate and to reassure. We seek to elicit a sense of steadiness and calmness amidst tumultuous times.
The New Inherited IRA Rules Are Now Final
The person who inherits an IRA will have 10 years to distribute it, and the distributions will be taxed as income.
Do Conflicts of Interest Exist in Financial Services?
Conflicts of interest often occur when a business unit is added to an existing business that is searching for more profits.
Is Anyone Ever Really Happy With Plan B?
One of the nuances in planning is having thought through and discussed a variety of outcomes. These can often be called plan A, plan B and heaven forbid, plan C.
Hey DLK…What Are We Going to Do About…
Many of our clients have made the leap from working and saving to playing and spending. The nest egg they have created needs to literally last them a lifetime. What do we do if there is a recession?
Calling out Corporate Bonds and Getting Your Ladder on the Right Wall
Having different maturities for your bonds is called laddering and you can’t ladder anything in a bond fund.
Between the Tortoise and the Hare
The common issues our pre-retirees and retirees face are how they have saved and learning how to spend.
Whistling Past the Graveyard: Those last few years before you retire.
The Social Security check is still a pension, but it covers only the most basic of needs for most.
In retirement you spend dollars not percentages
This makes it very hard for them to say how much in dollars that a company is up or down over a period of time. So they speak in percentages...
What is a Quality Investment?
It depends on your risk tolerance and the time you have to allow an investment that drops in value to recover.