Each fall we remind clients to review their retirement account beneficiaries—and their contingent beneficiaries. If you have a friend who handles the investments by themselves, you could forward this reminder to them, and they can call us with any questions.
One of our main goals with our client communication is to educate and to reassure. We seek to elicit a sense of steadiness and calmness amidst tumultuous times.
The person who inherits an IRA will have 10 years to distribute it, and the distributions will be taxed as income.
Conflicts of interest often occur when a business unit is added to an existing business that is searching for more profits.
One of the nuances in planning is having thought through and discussed a variety of outcomes. These can often be called plan A, plan B and heaven forbid, plan C.
Many of our clients have made the leap from working and saving to playing and spending. The nest egg they have created needs to literally last them a lifetime. What do we do if there is a recession?
Having different maturities for your bonds is called laddering and you can’t ladder anything in a bond fund.
The common issues our pre-retirees and retirees face are how they have saved and learning how to spend.
The Social Security check is still a pension, but it covers only the most basic of needs for most.
This makes it very hard for them to say how much in dollars that a company is up or down over a period of time. So they speak in percentages...
