The Weighting is the Hardest Part
As much as we love America, we do not want to own a small piece of every public company in the United States. Why?
IRA Rules: The Ten-Year Inherited IRA Trap
There is a 10-year mandatory drawdown for inherited IRA’s. Here are a couple of ideas.
Bad Breath or Bad Breadth?
Bad breadth or over consolidation occurs when a few companies in your portfolio start to amount to more than 5% of your holdings.
Calling out Corporate Bonds and Getting Your Ladder on the Right Wall
Having different maturities for your bonds is called laddering and you can’t ladder anything in a bond fund.
Between the Tortoise and the Hare
The common issues our pre-retirees and retirees face are how they have saved and learning how to spend.
The Benefits of a Dividend
“The dividend from an investment can keep you warm while you wait for the stock price to rise.”
Taxes and the Challenge with Mutual Funds
If an investor owns a Mutual Fund or an ETF they can be forced to pay taxes even when they didn’t sell and even if the performance of the fund is negative for the year.
In retirement you spend dollars not percentages
This makes it very hard for them to say how much in dollars that a company is up or down over a period of time. So they speak in percentages...
The benefits of being a prudent buyer: what shopping for fruits and vegetables has in common with stock and bond selection.
Every day fresh produce moves from the fields to the trucks to the grocery stores and eventually on to our kitchen counters, and no one in that supply chain wants to select or purchase something that is about to go bad.
What is a Quality Investment?
It depends on your risk tolerance and the time you have to allow an investment that drops in value to recover.