Is Anyone Ever Really Happy With Plan B?
One of the nuances in planning is having thought through and discussed a variety of outcomes. These can often be called plan A, plan B and heaven forbid, plan C.
Hey DLK…What Are We Going to Do About…
Many of our clients have made the leap from working and saving to playing and spending. The nest egg they have created needs to literally last them a lifetime. What do we do if there is a recession?
The Weighting is the Hardest Part
As much as we love America, we do not want to own a small piece of every public company in the United States. Why?
IRA Rules: The Ten-Year Inherited IRA Trap
There is a 10-year mandatory drawdown for inherited IRA’s. Here are a couple of ideas.
Bad Breath or Bad Breadth?
Bad breadth or over consolidation occurs when a few companies in your portfolio start to amount to more than 5% of your holdings.
Calling out Corporate Bonds and Getting Your Ladder on the Right Wall
Having different maturities for your bonds is called laddering and you can’t ladder anything in a bond fund.
Between the Tortoise and the Hare
The common issues our pre-retirees and retirees face are how they have saved and learning how to spend.
The Benefits of a Dividend
“The dividend from an investment can keep you warm while you wait for the stock price to rise.”
Taxes and the Challenge with Mutual Funds
If an investor owns a Mutual Fund or an ETF they can be forced to pay taxes even when they didn’t sell and even if the performance of the fund is negative for the year.
In retirement you spend dollars not percentages
This makes it very hard for them to say how much in dollars that a company is up or down over a period of time. So they speak in percentages...